- What We Offer
- The Power of a Cooperative
- In the Community
- Get Started
- Payment Calculator
- Our Locations
Another unique benefit of being part of the Farm Credit Mid-America cooperative.
More than $1.25 billion back in our customers’ hands over the last 8 years.
As a customer-owned cooperative, we know that a little extra capital can make a big difference in your operation—paying for new equipment, initial operating costs for the upcoming season, payroll and more.
The way we see it, the hard work and resilience of our customer-owners contributed to our success in 2023. Patronage allows us to give back a portion of what we earn directly to those who deserve it most.
In the Spring of 2024, we are returning $255 million—the largest amount we’ve ever distributed—to patronage-eligible customers through our Patronage† program.
Our purpose is to strengthen rural America’s farmers and agriculture, and to that end, patronage is one benefit of belonging to our cooperative. It means that Farm Credit Mid-America is in a strong position to provide sound credit through good and challenging times, now and in the future. In fact, over the last eight years, we’ve distributed a total of more than $1.25 billion to our customer-owners through patronage.
For more information about the patronage program, view:
Share Your Thoughts
Its assistance comes at a time of great expense. It is the most unique and amazing gesture I’ve ever witnessed from a lender.
Just one more of the many ways that I can say Farm Credit has contributed to making life on the farm better.
Will help us continue to grow during a time most are not. Thank you for all your team does.
† Patronage is an annual decision made by the Board of Directors to return earnings to eligible customers. To learn more about patronage or patronage eligibility, please visit our Patronage page.
* Loans and leases are subject to credit approval. Additional terms and conditions may apply. Farm Credit Mid-America is an equal opportunity lender.
Farm Credit Mid-America territory includes Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee. Arkansas includes Clay, Craighead, Crittenden, Cross, Desha (northeast of the White River), Greene, Lee, Mississippi, Phillips, Poinsett, and St. Francis counties. Missouri includes Carter, Ripley and Wayne counties. Kentucky excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken counties. Ohio excludes Crawford, Hancock, Lucas, Marion, Ottawa, Sandusky, Seneca, Wood and Wyandot counties. We serve all counties in Indiana and Tennessee.