Price Discovery

Understanding Price Discovery Helps You Maximize Your Coverage

Price discovery refers to the process of determining the projected price and harvest price for insured crops based on futures market data during specific survey periods. These prices—along with your past yields—help determine your revenue protection for the season.

Here’s what you need to know:

• Projected Price is set before planting and helps establish your coverage.
• Harvest Price is calculated during harvest and can affect your claim potential.
• If the harvest price is higher than projected, your guarantee may be adjusted.

Understanding these prices gives you a clearer picture of your coverage. For details specific to your operation, connect with your Farm Credit Mid-America crop insurance team.

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Why Revenue Protection is a Smart Risk Management Move

Revenue Protection policies help safeguard your farm’s income by covering both yield losses and price fluctuations. It’s a key part of your risk management strategy—especially when facing unexpected challenges like natural disasters, market changes, or economic shifts.

Here’s what Revenue Protection does:

• Uses projected and harvest prices to set a revenue guarantee.
• Covers losses if your actual revenue falls below that guarantee.
• Helps your operation recover faster and stay resilient.

This kind of coverage provides peace of mind and keeps your operation moving forward. Want to know if a Revenue Protection policy is the right fit for your farm? Reach out to your Farm Credit Mid-America crop insurance team to explore your options and optimize your coverage.