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Circular mural that says secure the future of rural communities and agriculture.

Our Purpose

Securing the future of rural communities and agriculture starts with putting our customers at the heart of everything we do, which is what we are committed to doing every day.

Two men stand in front of chestnut mare and foal.

Since the beginning, Farm Credit Mid-America has been helping rural Americans secure a brighter future.

Born out of the need for a reliable source of credit for farmers, the United States created the Farm Credit System in 1916. For more than a century, we have been putting our customers at the heart of everything we do by being a reliable source of credit for rural America. Today, we serve farmers, agribusinesses and rural residents throughout our territory in Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee.  

Our reliable, financial options include:

In order to serve the growing number of people who want to live the rural lifestyle, we launched Rural 1st® for home, construction and lot loans. Rural 1st helps those who are looking for more open space and need a lender who understands rural property purchases. 

Visit Rural 1st®

After 100 years, we continue to evolve to meet the changing needs of our farmers. Because we understand that what we put in today builds a brighter tomorrow for rural America.

Living Our Purpose

Our commitment to agriculture and rural America is rooted in bringing value to our customers beyond just lending options.

*Loans and leases are subject to credit approval. Additional terms and conditions may apply. Farm Credit Mid-America and Rural 1st® are equal opportunity lenders.

‡ Farm Credit Mid-America is an equal opportunity provider.

§ Rural 1st® is a tradename and Rural 1st, the Rolling Hills Window icon, Rural Logic, and Closer to What Matters are exclusive trademarks of Farm Credit Mid-America, NMLS 407249. Rural 1st products are available to consumers within the territories of participating Farm Credit System Associations. Equal Housing Lender.Equal Housing Lender

† Patronage is an annual decision made by the Board of Directors to return earnings to eligible customers. To learn more about patronage or patronage eligibility, please visit our Patronage page.

Farm Credit Mid-America territory includes Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee. Arkansas includes Clay, Craighead, Crittenden, Cross, Desha (northeast of the White River), Greene, Lee, Mississippi, Phillips, Poinsett, and St. Francis counties. Missouri includes Carter, Ripley and Wayne counties. Kentucky excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken counties. Ohio excludes Crawford, Hancock, Lucas, Marion, Ottawa, Sandusky, Seneca, Wood and Wyandot counties. We serve all counties in Indiana and Tennessee. 

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