Paying It Forward By Paying It Back

Hear from our customer-owners on how the Patronage program benefits their operations.

November 1, 2024 // Community News, Cooperative Stories, Customer Stories

Being a customer-owned cooperative means we can offer more than just lending. One unique benefit for our customer-owners is our Patronage program. This extra capital can help our customers buy new equipment, pay down debt, add jobs to their operations and more.

For us, it’s about giving back a portion of what we earn to those who deserve it most—our customer-owners. It’s an important way for us to invest in securing the future of rural communities and agriculture^®.

“It’s a reminder that Farm Credit Mid-America puts its customers first.” — Brett, Farm Credit Mid-America Customer-Owner

Since 2016, we have distributed more than $1.5 billion in patronage to our customer-owners. Watch the full video to hear directly from our customer-owners about what this means for their operations.

Patronage is an annual decision made by the board of directors to return earnings to eligible customers. For more information about patronage or patronage eligibility, visit our Patronage program page.

* Loans and leases are subject to credit approval. Additional terms and conditions may apply. Farm Credit Mid-America is an equal opportunity lender.

Farm Credit Mid-America territory includes Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee. Arkansas includes Clay, Craighead, Crittenden, Cross, Desha (northeast of the White River), Greene, Lee, Mississippi, Phillips, Poinsett, and St. Francis counties. Missouri includes Carter, Ripley and Wayne counties. Kentucky excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken counties. Ohio excludes Crawford, Hancock, Lucas, Marion, Ottawa, Sandusky, Seneca, Wood and Wyandot counties. We serve all counties in Indiana and Tennessee.