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Farm Credit Mid-America launches online application for short-term loans

Farmers in need of short-term loans for their operation now have a quick, simple and competitive option from Farm Credit Mid-America.

// Company News

Farmers in need of short-term loans for their operation now have a quick, simple and competitive option from Farm Credit Mid-America.

The agricultural financial services cooperative has launched a mobile-friendly online application for farmers and producers applying for short-term loans in the amount of $75,000 or less. The tool simplifies the application process, allowing farmers and operators to spend less time on paperwork and more time running their operations. In many cases, applicants will receive same-day decisions and could have requested funds in hand in as little as 24 hours.

“We know that needs can arise on the farm that require funding – and quickly. When our customers told us they wanted a quicker, simpler loan process for short-term loans, we listened and we got to work,” says Scott Holmes, Regional Vice President for Agricultural Lending in middle Tennessee. “This application tool can be completed from a computer, mobile phone or any smart device. It’s easy, it’s quick and it gets needed funds to our customers faster than ever before.”

Through the tool, applicants may gather and submit everything needed for the loan application, eliminating the many steps required when financing larger loan amounts. These short-term loans also feature competitive rates and terms.

“Our vision is to be a thriving, sustainable cooperative that provides our customers with exceptional experiences,” says Tim Williams, Senior Vice President Agricultural Lending. “This new loan application tool keeps our customers at heart by meeting a need in our marketplace. We’re excited to offer this new loan option to hard-working farmers and producers across Ohio, Indiana, Kentucky and Tennessee.”

To learn more about the new tool or start an application, visit

* Loans and leases are subject to credit approval. Additional terms and conditions may apply. Farm Credit Mid-America is an equal opportunity lender.

† Patronage is an annual decision made by the Board of Directors to return earnings to eligible customers. To learn more about patronage or patronage eligibility, please visit our Patronage page.

Farm Credit Mid-America territory includes Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee. Arkansas includes Clay, Craighead, Crittenden, Cross, Desha (northeast of the White River), Greene, Lee, Mississippi, Phillips, Poinsett, and St. Francis counties. Missouri includes Carter, Ripley and Wayne counties. Kentucky excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken counties. Ohio excludes Crawford, Hancock, Lucas, Marion, Ottawa, Sandusky, Seneca, Wood and Wyandot counties. We serve all counties in Indiana and Tennessee. 

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