Pay With Your Card
Our online tool allows you to use your debit card to pay your loan, or your credit card to pay applicable loan fees.
Pay Now
We make it easy to make loan payments.
At Farm Credit Mid-America, we understand you want to use your card to make payments. That’s why we offer customers the flexibility of using your debit card* or credit card to make loan payments.
If you’d like to make a loan payment, you have the option to use your debit card.
*Please note, you must use a debit card to complete a loan payment.
If you’d like to pay for fees or a one-off expense, you have the option to use your credit card or debit card.
How to Submit a Payment
1. Go to Pay Bill
To get started, visit paybill.com/consumer?clientid=farmcredit.
2. Enter Information
Enter your Loan Number and the last 4 digits of your TIN and select “Continue.”
If you don't have a Tax ID Number for your operation, please use the last 4 digits of your Social Security Number.
3. Review Payment Amount on Screen
To pay an amount that differs from the amount due, select the down arrow on “Amount Due” and then select “Different Amount.” Then, enter your desired payment amount to continue.
4. Complete Fields as Required
Complete card information, billing address and receipt information. Once completely filled in, select “Continue.”
5. Review and Pay
Confirm all the information found on the screen is correct, then select the checkbox, “I accept the Payment Authorization,” to move forward.
6. Submit Payment
Select “Pay.” The amount paid will be displayed on the screen and a confirmation email and text will be sent to the email and phone number provided within 10 minutes.
Frequently Asked Questions
Read through our detailed guide for instructions on how to make a payment with your debit card.
Yes! You can login at your convenience to make a payment online or call the phone line. However, if you are completing your payment on the last day before your loan payment is late, please note the payment must be submitted prior to 3:45pm EST. For loans with a 15-day grace period, please complete the payment by the 14th.
Loan payments cannot be made using a credit card. Please use a debit card to complete your loan payment.
NOTE: If a late fee applies, both debit and credit cards are accepted for payment of the late fee.
2–4 business days. For Farm Credit Mid-America loans, our daily payment reporting cutoff is 3:45 p.m. EST. Payments processed before 3:45 p.m. EST will be backdated to the date the payment was received. Payments processed after 3:45 p.m. EST, as well as payments received on weekends or holidays, will be processed on the following business day.
* Loans and leases are subject to credit approval and eligibility. Additional terms and conditions may apply. Farm Credit Mid-America is an equal opportunity lender.
Farm Credit Mid-America territory includes Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee. Arkansas includes Clay, Craighead, Crittenden, Cross, Desha (northeast of the White River), Greene, Lee, Mississippi, Phillips, Poinsett, and St. Francis counties. Missouri includes Carter, Ripley and Wayne counties. Kentucky excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken counties. Ohio excludes Crawford, Hancock, Lucas, Marion, Ottawa, Sandusky, Seneca, Wood and Wyandot counties. We serve all counties in Indiana and Tennessee.
You May Be Interested In
Operating Loans
Lines of credit that pay you back*.
Farm Cash Management®
An investment account that makes your money work for you¶.
Patronage Program
More than $1.75 billion back in our customers’ wallets over the last 10 years.†
The Power of a Cooperative
A customer-owned lender is a locally-owned lender.
