Securing the future of rural communities and agriculture®
Whether you're purchasing farmland, managing your operation's cash flow, purchasing new equipment or planning for the next generation, we're here to help you navigate the opportunities that come with life in agriculture.
Your operation has its own rhythm. Your financing should fit it.*
Customer-Ownership Has Its Advantages
Unlike traditional lenders, we we are owned by our customers. Which means we are focused on creating long-term value for the people we serve. Through patronage†, where we return a portion of our profits to eligible customers, creating value that extends beyond financing.
More than $1.75 Billion Returned to Customer-Owners Over the Last 10 Years.
Finance Your Operation
Every operation has different goals and opportunities. Explore financing solutions designed to support where you are today and where you are headed next.
Calculate Loan Payments
Enter your total loan amount into this farm loan payment calculator to estimate your monthly payment and loan amount with interest.
Your estimated recurring payment is $0 for a $0 loan at 0% APR. You’ll pay $0 in interest.
Apply Nowor Recalculate
This calculator is based on the rate being fixed to maturity. A loan not on a fixed rate could change at repricing.
Connect With Our Team
Connect With Our Team
Financing That Fits Your Operation
Local expertise. Long-term relationships.
Agriculture doesn’t happen in an office. It happens in fields, barns, shops, feedlots and farm offices. It happens during planting season, at harvest, around the kitchen table and through the decisions that shape an operation’s future.
That’s why our approach starts with understanding your operation, your goals and the realities you face every day. Across Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee, our team members work with farmers, agribusinesses and rural landowners to provide financing, insights and guidance that fit the way agriculture actually works.
Whether you’re purchasing farmland, managing seasonal cash flow, investing in equipment, expanding your operation or preparing for the next generation, you’ll have access to specialized agricultural expertise and a team committed to helping you move forward with confidence.
Because agricultural lending isn’t about where our offices are located. It’s about being available when, where and how our customers need us. That’s how we’ve helped support rural communities and agriculture for generations, and it’s how we’ll continue to serve the future of agriculture.
Making An Impact Together
Scholarships Now Open for 2027 School Year
Each year, Farm Credit Mid-America awards scholarships to students who excel in academics, leadership, and community involvement. Over the past decade, we’ve invested more than $2 million in students pursuing careers that strengthen agriculture.
Learn MoreLearn About Farm Financing
Market conditions change. Opportunities emerge. Explore articles, insights and planning resources designed to help you make informed decisions for your operation.
Ready to Move Forward?
Whether you’re looking for financing, exploring options or preparing for what’s next, we’re here to help. Our team can talk you through your options and share the many benefits you get from working with a customer-owned lender.
* Loans and leases are subject to credit approval and eligibility. Additional terms and conditions may apply. Farm Credit Mid-America is an equal opportunity lender.
** Provided that program requirements are met. Conversion has a one time fee of $750.00. Terms and conditions apply. Fee is subject to change. There may be additional fees associated with the conversion.
† Patronage is an annual decision made by the Board of Directors to return earnings to eligible customers. To learn more about patronage or patronage eligibility, please visit our Patronage page.
Farm Credit Mid-America territory includes Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee. Arkansas includes Clay, Craighead, Crittenden, Cross, Desha (northeast of the White River), Greene, Lee, Mississippi, Phillips, Poinsett, and St. Francis counties. Missouri includes Carter, Ripley and Wayne counties. Kentucky excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken counties. Ohio excludes Crawford, Hancock, Lucas, Marion, Ottawa, Sandusky, Seneca, Wood and Wyandot counties. We serve all counties in Indiana and Tennessee.
Growing Forward® is a registered trademark of Farm Credit Mid-America.
Securing the Future of Rural Communities and Agriculture® is a registered trademark of Farm Credit Mid-America.
You May Be Interested In
Agricultural Loans
A range of loans* designed with your operation in mind.
The Power of a Cooperative
A customer-owned lender is a locally-owned lender.
Services
Smart solutions help get more done.
Patronage Program
More than $1.75 billion back in our customers’ wallets over the last 10 years.†
