Sugarcreek, OH

Whether you're purchasing farmland, expanding your operation, investing in equipment, protecting your operation with crop or livestock insurance or managing seasonal operating expenses, our local lending team understands the unique opportunities and challenges facing Ohio agriculture.

As a customer-owned cooperative focused on securing the future of rural communities and agriculture^®, we work closely with customers to develop financing strategies that support both short-term needs and long-term goals.

Supporting Agriculture Across Holmes, Tuscarawas and Harrison Counties

Agriculture plays a vital role in the economy and heritage of southeast Ohio. The region is known for productive farmland and diverse agricultural operations, including dairy farms, timber operators, grain production, poultry and hog barns, cattle farms, equine operations and agricultural landownership.

Our Sugarcreek lending team works with customers at every stage of their operation, including:

• Dairy farms
• Cattle producers
• Timber operators
• Row crop farmers
• Poultry and hog growers
• Equine operations
  
• Farm investors and landowners
• Part-time and beginning farmers
• Agribusiness owners
• Rural property owners

With local decision-making and specialized agricultural expertise, we help customers navigate changing market conditions and invest confidently in their operations.

Serving Sugarcreek and Surrounding Communities

Our Sugarcreek office serves customers throughout:

• Sugarcreek
• Millersburg
• New Philadelphia
• Uhrichsville
• Cadiz
• Dover
• Dennison
• Baltic
• Berlin
• Holmes, Tuscarawas, and Harrison counties

If you live or operate a farm in southeast Ohio, our local team is ready to discuss financing options tailored to your goals.

Agricultural Financing and Insurance Solutions

Farm Real Estate Loans

Whether you're purchasing your first acreage or expanding an established operation, our farm real estate financing solutions can help make land ownership more attainable. We provide flexible financing options for:

• Farmland purchases
• Farm expansion projects
• Transitional land purchases

Operating Lines of Credit

Agricultural operations often require access to capital throughout the production cycle. Our operating lines of credit can help cover:

• Seed and crop inputs
• Labor costs
• Equipment maintenance
• Land management expenses
• Seasonal cash flow needs

Equipment Financing

Investing in reliable equipment is essential to maintaining productivity. We offer equipment financing solutions for:

• Tractors
• Combines
• Grain handling equipment
• Utility vehicles
• Farm technology investments

Crop and Livestock Insurance

Protecting your operation is just as important as financing it. Through our crop and livestock insurance solutions, we help producers manage risk and prepare for the unexpected. Whether you're protecting crops from weather-related losses or safeguarding livestock investments, our team can help identify coverage options designed to fit your operation and goals.

By combining financing and insurance expertise, Farm Credit Mid-America can help support both the growth and resilience of your operation.

Coverage options may include:

• Multi-Peril Crop Insurance (MPCI)
• Federal Crop Insurance programs
• Crop-Hail coverage
• Livestock Risk Protection (LRP)
• Pasture, Rangeland and Forage (PRF) coverage
• Other risk management solutions tailored to your operation

Country Home and Rural Living Loans

For customers looking to purchase or build in rural areas, we offer financing solutions designed specifically for country homes and rural properties through our Rural 1^st® team.

The Cooperative Difference

Farm Credit Mid-America is more than a lender. As a customer-owned financial cooperative, we're focused on supporting the long-term success of agriculture and rural communities. That cooperative structure creates benefits that extend beyond financing, including customer participation, community investment and the potential for eligible customers to share in our success through patronage.

Patronage Program

One of the unique advantages of doing business with a cooperative is the opportunity for eligible customers to receive patronage distributions. Each year, our Board of Directors evaluates the financial performance of the cooperative and may authorize the return of a portion of earnings to eligible customer-owners. While patronage is not guaranteed, it reflects our commitment to returning value to the customers we serve.

Customer-Led Governance

Unlike many financial institutions, Farm Credit Mid-America is governed by a Board of Directors elected by customer-members. This cooperative structure helps ensure that farmers and rural borrowers have a voice in the future direction of the organization and that our focus remains on supporting agriculture and rural communities.

Education Beyond Financing

We believe access to capital and effective risk management is only part of what it takes to build a successful operation. That's why we invest in educational opportunities that help customers strengthen financial management skills, make informed business decisions and plan for future growth. Through workshops, conferences, industry insights and specialized programs, we help customers gain skills related to financial management, business planning and risk management.

Investing in Rural Communities

Our commitment extends beyond financing. Through community investment initiatives, strategic partnerships and programs that support the next generation of agriculture, leadership development and rural vitality, Farm Credit Mid-America invests in the future of the communities we serve. We are dedicated to helping strengthen agriculture and rural America for generations to come.

Local Service with Agricultural Expertise

Our Sugarcreek office combines the convenience of a local team with the resources of one of the nation's leading network of agricultural lenders. Because we focus exclusively on rural lending and agriculture, our team understands the business cycles, land values and financing needs that are unique to farming operations.

When you work with Farm Credit Mid-America, you'll receive guidance from professionals who understand:

• Agricultural production cycles
• Farm business planning
• Land financing
• Succession planning
• Risk management strategies
• Growth and expansion opportunities
• Crop insurance and risk management
• Agricultural asset protection strategies

Supporting the Next Generation of Agriculture

At Farm Credit Mid-America, we're committed to helping the next generation of farmers build strong, successful operations. Through our Growing Forward^® program, young, beginning and first-time farmers have access to financing, financial education and one-on-one support designed to help them navigate the challenges of getting started in agriculture.

Whether you're purchasing your first acreage, investing in equipment, expanding a farming operation or transitioning into a family farm, Growing Forward^® provides resources designed to help you move forward with confidence. Participants work to develop business planning and financial management skills that support sustainable growth and long-term success.

In addition to financing opportunities, participants learn about topics such as business planning, financial management, growth strategies and risk management tools that can help protect the future of their operation. Educational experiences such as Know to Grow^® conferences allow participants to learn from industry experts, sharpen financial skills and network with fellow producers from across the region.

If you're a young or beginning farmer in Holmes, Tuscarawas or Harrison counties, our team can help you explore whether Growing Forward^® is the right fit for your goals and operation.

Contact Our Sugarcreek Office

The Sugarcreek office serves agricultural producers, landowners and rural property owners throughout Holmes, Tuscarawas and Harrison counties in Ohio. Contact our team today to learn more about farm loans, farmland financing, operating credit, crop insurance and other agricultural financial services available in your area.

Loans subject to credit approval and eligibility. Additional terms and conditions may apply. Farm Credit Mid-America is an equal opportunity lender.

Growing Forward^®, Know to Grow^® , and Securing the future of rural communities^® are registered trademarks of Farm Credit Mid-America.